Bank Millennium SA: New advertisement for Bank Millennium Cash Loan

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On Friday, the broadcast of a promotional TV advertisement for the Bank Millennium Cash Loan for individuals begins, with a fixed payment of 100 PLN for 5,000 PLN borrowed for 70 months and a commission of 0% (APR 12.83%).

– First there is MY statement. And then WE set off on a new road. And when “MY” becomes “WE”, many things also change around us. Then the Bank Millennium cash loan (APR 12.83%) comes to the rescue. With it you can easily complete even the largest projects – says the bank in the advertising message

The new Bank Millennium TV commercial will be shown on national channels, some thematic channels and on the Bank Millennium channel on YouTube. The spot will also be promoted online. The spot was created by Change Serviceplan and the media was purchased by Starcom.

Within the framework of the “Promocja na start” and “Promocja na start z ubezpieczeniem”, customers benefit from an advantageous interest rate of 8.31% for loans with insurance and 12.13% for loans without insurance and without granting commission. In addition, they receive a guarantee of a fixed payment for the entire term of the loan and a rapid disbursement of funds. A customer using the promotion variant without insurance will pay 100 PLN per month for every 5,000 PLN borrowed for 70 installments. In the case of the loan variant with insurance, such a payment will amount to PLN 109.99. The loan can be contracted for an amount ranging from 5,000 PLN to 40,000 PLN; the repayment period is 6 to 70 months. The commission for granting the loan is 0% in both variants.

You can apply for a loan online, in Millenet and mobile application, as well as in branch and on the hotline, sign the contract online and get the money the same day. The promotional offer is available to customers who have not had a cash or consolidation loan at Bank Millennium in the past 12 months.

Details of the offer, including settlement, are available on the bank’s website at: www.bankmillennium.pl/klienci-indywidualni/pozyczki/pozyczka-gotowkowa

Legal Notice

Loan “Promocja na start” without insurance

Representative example for the “Promocja na start” cash loan: the annual percentage rate of charge (APR) is 12.83%, the total loan amount (net of debt-financed costs): PLN 22,901.79, the total amount due: PLN 32,062.78, fixed interest rate is 12.13%, total loan cost: PLN 9,160.99 (of which: 0% fee (PLN 0); interest 9,160.99 PLN; 70 equal monthly installments of 458.04; first payment due 30 days after disbursement of loan proceeds. Calculation was made from 15.10.2022 on a representative example.

The “Promocja na start” promotion is valid until 20.01.2023 and applies to cash loans granted for a selected period of 6 to 70 months with an amount to be disbursed under the agreement from 5,000 PLN to PLN 40,000.

The Promotion is available to Clients who, in the last 12 months from the day of application, have not had a cash loan or consolidation at the Bank, declare an income transfer of an amount defined in the loan agreement for the entire term of its repayment, of at least PLN 1000 net to their current account at the Bank and also agree to receive business information electronically and agree to the processing by the Bank of contact data for the purposes the sending by the Bank of information on the products and services of companies cooperating with the Bank. The Promotion cannot be combined with other cash loan promotions. The detailed terms and conditions of the Promotion are stipulated in the Rules “Promocja na start”. Details regarding the granting of loans are stipulated in the Bank Millennium SA Retail Lending Regulations. Standard fees, commissions and interest rates are charged according to the cash loan price list. The above-mentioned documents are available at Bank branches and on the website www.bankmillennium.pl. Before granting a loan, the Bank assesses the applicant’s credit capacity and solvency on a case-by-case basis. In justified cases, it may refuse to grant the loan.

Representative example for: “Promocja na start z ubezpieczeniem” Cash loan: annual percentage rate of charge (APR) is 17.09%, total loan amount (net of debt-financed costs): PLN 21,294.25, total amount due: 32,789.66 PLN, fixed interest rate 8.31%, total cost of the loan: 11,495.41 PLN (of which: commission 0% (0.00 PLN), interest 6,874.56 PLN, value-added services, insurance: PLN 4,620.85), 70 equal monthly installments of PLN 468.42; first payment due 30 days after disbursement of loan proceeds. The calculation was carried out on 15.10.2022 on a representative example.

Loan “Promocja na start z ubezpieczeniem” with insurance

The “Promocja na start z ubezpieczeniem” promotion is valid until 20.01.2023 and applies to cash loans granted for a selected period of 6 to 70 months with an amount to be disbursed under the agreement of 5,000 PLN to 40,000 PLN. The Promotion is available to Clients who at the same time conclude via the Bank a Bezpieczna Pożyczka Variant I insurance contract (granted by Towarzystwo Ubezpieczeń Europa SA as well as Towarzystwo Ubezpieczeń na Życie Europa SA, available to persons who, on the date of conclusion of the insurance contract has not reached the age of 66), who in the last 12 months from the day of the application has not had money or a consolidation loan in the Bank , declares a transfer of income in an amount defined in the loan agreement for the entire term of its repayment, at least 1000 PLN net to their current account at the Bank and also agree to receive business information electronically and agree to the processing by the Bank of contact data for the purpose of sending the Bank information about the products and services of companies cooperating with the Bank.

The Promotion cannot be combined with other cash loan promotions. The detailed terms and conditions of the promotion are stipulated in the rules “Promocja na start z ubezpieczeniem”. Details regarding the granting of loans are stipulated in the Bank Millennium SA Retail Lending Regulations. Standard fees, commissions and interest rates are charged according to the cash loan price list.

Details about the principles of granting insurance coverage are contained in the General Terms and Conditions of Bezpieczna Pożyczka Insurance and in the Product Sheet – Bezpieczna Pożyczka Insurance. The above-mentioned documents are available at Bank branches and on the website www.bankmillennium.pl. Before granting a loan, the Bank assesses the applicant’s credit capacity and solvency on a case-by-case basis. In justified cases, it may refuse to grant the loan.

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