Bank Millennium SA: Cash loan for individual traders available online at Bank Millennium


Bank Millennium customers, operating a sole proprietorship, can obtain a cash loan entirely online, on the Millenet website and mobile application. This possibility applies to persons who have received an offer from the bank, prepared on the basis of the history of cooperation between the company and the bank, and who will meet the conditions of this offer. Funds can be disbursed even within minutes of signing the contract online.

The loan application consists of a simple page, the company data is automatically extracted from the CEIDG. The client only answers a few simple questions and completes the declarations and consents section. Then the request is processed automatically and in case of a positive decision, the customer immediately receives a contract to sign. If the loan amount does not require the consent of the spouse, the funds are disbursed even within minutes of signing the contract.

The development of the offer for customers operating a sole proprietorship occupies a special place in the strategy of our bank. Within the framework of the projects through which we implement this strategy, there are both tasks aimed at creating a complete product offer for this segment, as well as those aimed at simplifying the credit process and at the same time facilitating access to our offer. Therefore, we are pleased to announce that we have implemented a solution that will enable our customers to receive a cash loan in a convenient online process. – says Waldemar Jarek, head of the Consumer Finance sub-unit at Bank Millennium.

As always, we care about creating exceptional customer experiences, which is why the cash loan application for microentrepreneurs is short, transparent and automated. The customer can comfortably fill it out online and, in addition, at each stage of the application, he can rely on a chat with the help of an expert. When designing this solution, we relied on our experience in building an omnichannel money lending process for individuals, which we have been developing for several years with our customers. The availability of this process is for us an important step in the implementation of our strategy, in which, in the segment of micro-entrepreneurs, digital credit processes are one of the engines of growth. – says Tomasz Brzostowski, Head of Digital Sales Sub-Unit, Bank Millennium.

In the case of loans whose amount requires the consent of the spouse or when it is necessary to provide additional documents, for example a certificate of separation of property, the client will be invited to visit any Bank Millennium branch.


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